Dental Benefits

State Dental Plan

The State Dental Plan is provided at no cost to the employee ONLY if the employee is enrolled in the dental plan.  For an additional premium cost, you may add your eligible dependents. Dental plan benefits are divided into four categories called classes.

Key features of the dental plan are:

  • Class I - Diagnostic and preventive services are provided up to 100% of the allowable charge.
  • Class II - Basic dental services such as fillings and simple extractions - up to 80% of the fee schedule.
  • Class III - Prosthetic services include crowns, onlays and bridges are provided up to 50% of the allowable charge.
  • Class IV - Orthodontic - 50% of the allowable charge to a lifetime maximum of $1,000 and is available to covered children under age 19.

Classes I, II and III:  There is a combined $1,000 annual maximum per insured.

Classes II and III:     $25 combined deductible for each benefit period, limited to $75.00.

Dental Plus

To participate in Dental Plus, you must also be enrolled in the State Dental Plan and elect the same level of coverage.  The employee is solely responsible for the Dental and Dental Plus premiums.  

  • Class I - Diagnostic and preventive services are provided up to 100% of the allowable charge.
  • Class II - Basic dental services such as fillings and simple extractions up to 80% after State Dental Plan is met.
  • Class III - Prosthetic services include crowns, onlays and bridges are provided up to 50% after the State Dental Plan deductible is met.
  • Class IV - Dental Plus does not offer orthodontia benefits.

The maximum yearly benefit for a person covered by both the State Dental Plan and Dental Plus is $2,000. The Dental Plus plan, reimbursement is based on what the dentist charges up to the annual maximum.  Dental Plus allowance is based on amounts that most of the dentists in South Carolina charge for particular services.  This means that your dental expenses will likely fall within these allowances and you will only be responsible for paying the deductible and coinsurance.  If the dentist charges more for covered services than Dental Plus allows, you will be responsible for paying the difference.

State Dental and Dental Plus Plan
Blue Cross Blue Shield of South Carolina
P. O. Box 100300, Columbia, SC, 29202-3300
Customer Service:  888-214-6230 or 803-264-7323
FAX:  803-264-7739
website:  statesc.southcarolinablues.com

(premiums are subject to change)

State Dental Monthly Rates for 2016


State Dental Plan

Dental Plus

Total

Employee Only

$ 0.00

$25.96

$ 25.96

Employee/Spouse

$ 7.64

$52.46

$ 60.10

Employee/Child

$13.72

$60.50

$ 74.22

Full Family

$21.34

$78.60

$99.94